Welcome to Ripsaw®, the place where you take control of the most important aspects of your financial life! Ripsaw® is a user-friendly set of tools for do-it-yourself, efficient wealth management. It is also a device to monitor your investment advisor. First, Ripsaw® aggregates all your assets and liabilities into an online, auto-updated balance sheet that calculates the net worth that is the focus of your wealth portfolio. Second, Ripsaw® accesses relevant data for the assessment of the risk-return characteristics on each asset and liability in your balance sheet. Third, Ripsaw® aggregates these individual dimensions and their interactions into a wealth portfolio dashboard. Fourth, Ripsaw’s wealth portfolio dashboard contains a comparison of risk-return characteristics with your custom benchmark for portfolio monitoring. Fifth, Ripsaw’s revision mode provides the opportunity to examine the effects on your wealth portfolio risk-return dimensions from changes in the amount invested in each of your existing securities as well as the addition of investment alternatives. Note that Ripsaw® does not execute trades for you. Ripsaw® does not have any control of your accounts. It only accesses information relevant to constructing your wealth portfolio. Ripsaw® contains a set of tools to help you make independent informed decisions in your own best interests. Once you are comfortable with a set of portfolio revision decisions in Ripsaw®, you execute those trade decisions with your financial institutions. Then go back to Ripsaw® and refresh your balance sheet to see the results.