Spending viewer makes it extremely easy to track spending and budget. It is a windows application that is isolated to your local computer. It does not ask for your bank website credentials. You can track all of your accounts in single page. It allows you to upload transactions in a bulk or manually enter them as needed. Free version allows to track 2 accounts. You only need to assign a category once for a store/payee, and if you upload transactions from same store/payee, spending viewer automatically assigns them to same category. It has various reports allowing you to track better. Report by category, by month, by year, by payees, by budget. You can choose various time periods for all of these reports. Setup budget by weekly/monthly, and track it.